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ROBERT L. EHRLICH, JR., Governor
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Ch. 289
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CHAPTER 289
(Senate Bill 191)
AN ACT concerning
Medicare Supplement Plan A Policies - Individuals With a Disability - Rates
FOR the purpose of requiring a carrier, under certain circumstances, to make
available a Medicare supplement policy plan A to an individual who is eligible
for Medicare due to a disability; prohibiting a carrier from charging individuals
who, regardless of age, are eligible for Medicare due to a disability a higher rate
for a particular type of Medicare supplement policy plan A policy than the rate
charged by the carrier to certain individuals who are eligible for Medicare due to
age; requiring the Maryland Insurance Administration to conduct a certain
study and report its findings to certain committees of the General Assembly on
or before a certain date; prohibiting a carrier from taking certain actions
relating to a Medicare' supplement policy plan A for certain reasons if an
individual applies for the policy plan within a certain time period; providing for
the application of this Act; providing for a delayed effective date; providing for
the termination of this Act; and generally relating to Medicare supplement plan
A policies under health insurance.
BY repealing and reenacting, with amendments,
Article - Insurance
Section 15-909(b)
Annotated Code of Maryland
(2002 Replacement Volume and 2004 Supplement)
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:
Article - Insurance
15-909.
(b) (1) If an application for a Medicare supplement policy or certificate is
submitted during the 6-month period beginning with the first month in which an
individual who is at least 65 years old first enrolls for benefits under Medicare Part
B, a carrier:
(i) may not deny or condition the issuance or effectiveness of the
Medicare supplement policy or certificate or discriminate in the pricing of the
Medicare supplement policy or certificate because of the health status, claims
experience, receipt of health care, or medical condition of the applicant; or
(ii) may not deny, reduce, or condition coverage or apply an
increased premium rating to an applicant for a Medicare supplement policy because
of the health status, claims experience, or medical condition of the applicant or the
use of medical care by the applicant.
- 1501 -
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