1973]                   OF THE HOUSE OF DELEGATES                       91

WHICH CAN BE GIVEN EFFECT WITHOUT THE INVALID PRO-
VISIONS OR APPLICATION, AND TO THIS END ALL THE
PROVISIONS OF THIS ACT ARE DECLARED TO BE SEVER-
ABLE. SECTION 3."

Which amendment was read and adopted.
Favorable report, as amended, adopted by roll call.

The following members were excused from voting on motion to adopt
favorable report, House Bill No. 21, under the rules, as amended.

The Speaker and Delegates Allen, Rush, Wagaman, Weidemeyer, Merry-
weather, Peters, Athey, Livezey, Mitchell, McCarty, R. Hickman, Matthews
Delphey and Latshaw.

Affirmative
Delegates—

Sachs, Burkhead, Nimmerrichter, Arata, Malone, Alperstein, Rynd, Hopkins,
Price, Stroble, Linton, Hutchinson, Schirano, Einschutz, Heffner, Arnick, Minnick,
Startt, Mackie, Dorman, Menes, Ross, Foley, Hull, Pesci, Redding, Donovan, Miller,
Rummage, Wolfgang, Hutton, Virts, Krysiak, Silk, Brown, Heintz, Raymond, Curran,
Abramson, Cardin, Sklar, Grumbacher, Allen, W. M., Doolan, Levitan, Maddox, McIn-
erney, Robertson, Shore, Becker, Bell, Docter, Koss, Maurer, Owens, Sloan, Bolden.

Total—57
Negative
Delegates—

Thomason, Fallon, Helms, Hagner, D'Anna, King, Knoll, Greer, Bonvegna,
Dabrowski, Dypski, Walters, Antonelli, Douglass, J. W., Harrison, Robey, Boswell,
Brailey, Conaway, Dixon, Lee, Randolph, Dean, Howell, Resnick, Baumann, Murphy,
Rutkowski, Weisengoff, Wyatt, Hoffman, Glaser, Ruben, Zander, Williams, Burgess.

Total—36

AMENDMENT TO HOUSE BILL NO. 21
By Delegate Blumenthal offered from floor:

After line 6 and before line 7 on page 2 of the printed bill, insert the
following:

"(D) ANY BORROWER MAY CANCEL HIS UNEXECUTED
CONTRACT WITH A MARYLAND LENDING INSTITUTION AND
OBTAIN A REFUND OF THE DEPOSIT GIVEN TO THE PER-
SON SELLING A HOUSE TO THE BORROWER WHEN THE
INTEREST RATE FOR THE LOAN IS STIPULATED BY THE
LENDER TO BE EITHER EIGHT PERCENT OR THE LEGALLY
PERMISSIBLE INTEREST RATE AT SETTLEMENT, WHICH-
EVER IS HIGHER. IF THE CONTRACTUAL INTEREST RATE
IS EIGHT PERCENT, THE PROVISIONS OF THIS SUBSECTION
DO NOT APPLY."

Which amendment was withdrawn.

AMENDMENTS TO THE AMENDMENTS TO
HOUSE BILL NO. 21

By Delegate Hutton offered from floor :
Amendment No. 1—

In line 7 on page 1 of the first reader, being the Purpose Paragraph of
the Title, after "therefor," insert "of limiting certain increases,".

Which amendment was read and adopted.