84                            JOURNAL OF PROCEEDINGS                  [Aug. 20

Annapolis, Maryland, August 20, 1973.
The House met at 8:00 o'clock P.M.
Prayer by Delegate Joseph Long.
Present at roll call were the following members:

Delegates—

Mr. Speaker, Mitchell, Athey, Thomason, Burkhead, Fallon, Helms, Allen, A. T.,
Hagner, Weidemeyer, Dantoni, Alperstein, Needle, Rynd, Hopkins, Price, Boozer,
Latshaw, Linton, Hutchinson, Jones, Peters, Schirano, Einschutz, Heffner, Rush, Arnick,
D'Anna, Minnick, Dize, Merryweather, Mackie, Dorman, Menes, Foley, Hull¹, King,
Lombardi, Pesci, Sullivan, Blumenthal, Donovan, Miller, Rummage, Hickman, C. M.,
Hickman, R. O., Delphey, Hutton, Virts, Cox, Greer, Livezey, Hargreaves, Bonvegna,
Dabrowski, Dypski, Krysiak, Silk, Walters, Antonelli, Brown, Chester, Douglass, J. W.,
Heintz, Curran, Harrison, Robey, Brailey, Conaway, Dixon, Randolph, Abramson,
Cardin, Dean, Howell, Webster, Avara, Baumann, Murphy, Hoffman, Wagaman, Glaser,
Allen, W. M., Doolan, Levitan, Maddox, McInerney, Robertson, Shore, Becker, Bell, Doc-
ter, Koss, Maurer, Ruben, Zander, Owens, Wiser, Byrnes, Reed, Sloan, Williams, Beck,
Matthews, Burgess, Nichols, Laws, Long, Bolden.                                         Total—109

The journal of August 16, 1973 was read and approved.

ORDER
By the Speaker:

Please excuse the following delegate from today's legislative session:
Delegate J. Malone, Baltimore County, illness.

INTRODUCTION OF BILL
House Bill No. 25—By Delegate Rummage:
AN ACT concerning

Interest and Usury—Mortgages and Deeds of Trust

FOR the purpose of removing the lawfully permissible rate of interest on
loans prohibiting the imposition and enforcement of prepayment
penalties; removing the exception declaring that a prepayment
penalty or charge is not considered interest; prohibiting a mortgagee
from requiring that a mortgagor permit the mortgagee from assum-
ing the responsibility of collecting taxes on real property; and invali-
dating alienation clauses in mortgages after a certain date.

BY repealing and re-enacting, with amendments,

Article 21—Real Property

Section 7-107

Annotated Code of Maryland (1973 Replacement Volume).

BY adding to

Article 21—Real Property

Section 7-109

Annotated Code of Maryland (1973 Replacement Volume).