1426                            Laws of Maryland                       Ch. 534

§ 7-320. Alternate methods of giving proof.

(a)    Proof of financial responsibility when required under this
subtitle, with respect to a vehicle or with respect to a person who is
not the owner of a vehicle, may be given by filing:

(1)    A certificate of insurance as provided in section 7-321 or
section 7-322;

(2)    A surety bond as provided in section 7-827;

(3)    Deposit of money or securities as provided in section 7-330;
or

(4) A certificate of self-insurance, as provided in section 7-503,
supplemented by an agreement by the self-insurer that, with respect
to accidents occurring while the certificate is in force, he will pay the
same amounts that an insurer would have been obliged to pay under
an owner's motor-vehicle liability policy if it had issued such a pol-
icy to said self-insurer.

(b)    The establishment of financial responsibility as required by
this subtitle may be evidenced to the department or the Public Serv-
ice Commission as the case may be, by there being filed therewith a
duly authenticated certificate of the insurance carrier or surety com-
pany, as the case may be, that there has been issued a policy of insur-
ance or a surety bond in accordance with the provisions of this
subtitle, or a certificate of the Treasurer of the State of Maryland
that money or securities have been deposited in accordance with the
provisions of this subtitle.

(c)    The certificate or certificates relative to an insurance policy
or a bond shall contain information the department or the Public
Service Commission, as the case may be, requires.

§ 7-321. Certificate of insurance as proof.

Proof of financial responsibility for the future may be furnished
by filing with the department the written certificate of any insurance
carrier duly authorized to do business in this State certifying that
there is in effect a motor-vehicle liability policy for the benefit of the
person required to furnish proof of financial responsibility. The cer-
tificate shall give the effective date of the motor-vehicle liability
policy, which date shall be the same as the effective date of the
certificate, and shall designate by explicit description or by appro-
priate reference all vehicles covered thereby, unless the policy is
issued to a person who is not the owner of a motor vehicle.

§ 7-321.1. Unlawful to operate vehicle not covered by proof of
financial responsibility.

(a) When proof of financial responsibility is required under this
subtitle, and proof is filed with and accepted by the department,
applying to motor vehicles owned by the person filing the proof, it
shall be unlawful for the person to operate any other motor vehicle
within this State, unless or until the other vehicle be specifically
designated or appropriately referred to in the proof filed. The de-
partment shall endorse notice of the restriction upon the driver's
license of the person. A person whose license is so restricted may
have the restriction removed by filing proof of financial respon-