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Ch. 18 2002 LAWS OF MARYLAND
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(3) "Health insurance" does not include workers' compensation
insurance.
(q) "Independent insurance producer" means an insurance producer:
(1) that is not owned or controlled by an insurer or group of insurers;
(2) the appointment of which does not prohibit the representation of
more than one insurer or group of insurers; and
(3) the appointment of which provides that:
(i) at termination, the records of the insurance producer remain
the property of the insurance producer; and
(ii) the insurance producer retains the use and control of all
expirations incurred during the period when the appointment was in effect.
(r) "Industrial life insurance" means life insurance provided by an individual
policy with the term "industrial" printed on the policy as part of the brief description
required by § 16-213 of this article, and under which premiums are payable monthly
or more frequently, if the face amount of the insurance provided by the policy does not
exceed $1,000.
(s) Except as expressly provided otherwise in this article, "insurance" means a
contract to indemnify or to pay or provide a specified or determinable amount or
benefit on the occurrence of a determinable contingency.
(t) (1) "Insurance business" includes the transaction of:
(i) all matters pertaining to an insurance contract, either before or
after it takes effect; and
(ii) all matters arising from an insurance contract or a claim under
it.
(2) "Insurance business" does not include pooling by public entities for
self-insurance of casualty, property, or health risks.
(u) (1) "Insurance producer" means a person that, for compensation, sells,
solicits, or negotiates insurance contracts, including contracts for nonprofit health
service plans, dental plan organizations, and health maintenance organizations, or
the renewal or continuance of these insurance contracts for:
(i) persons issuing the insurance contracts; or
(ii) insureds or prospective insureds other than the insurance
producer.
(2) "Insurance producer" does not include:
(i) an individual who performs clerical or similar office duties
while employed by an insurance producer or insurer, including a clerical employee,
other than a clerical employee of an insurer, who takes insurance information or
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