(2) A policy may not be issued on which the entire premium is to .be paid
from funds contributed by the insured members specifically for their insurance.

(3) A policy on which the premium is to be paid partly from funds
contributed by the insured members specifically for their insurance may be placed in
force only if at least 75% of the eligible members, other than those who have evidence
of individual insurability that is unsatisfactory to the insurer, elect to make the
required contributions.

(4) A policy on which no part of the premium is paid from funds
contributed by the insured members specifically for their insurance must insure:

(i) all eligible members; or

(ii) all eligible members other than those who have evidence of
individual insurability that is unsatisfactory to the insurer.]

(C) (1) THE PREMIUMS FOR THE POLICY SHALL BE PAID FROM FUNDS
CONTRIBUTED BY THE VOLUNTEER FIRE, RESCUE SQUAD, OR AMBULANCE SERVICE
ORGANIZATION OR FUNDS CONTRIBUTED BY THE INSURED MEMBERS OR FROM
BOTH.

(2) EXCEPT AS PROVIDED IN PARAGRAPH (3) OF THIS SUBSECTION, A
POLICY ON WHICH NO PART OF THE PREMIUM IS TO BE DERIVED FROM FUNDS
CONTRIBUTED BY THE INSURED MEMBER SPECIFICALLY FOR THE INSURANCE MUST
INSURE ALL ELIGIBLE PERSONS, EXCEPT THOSE WHO REJECT THE COVERAGE IN
WRITING.

(3) AN INSURER MAY EXCLUDE OR LIMIT THE COVERAGE ON ANY
PERSON AS TO WHOM EVIDENCE OF INDIVIDUAL INSURABILITY IS NOT
SATISFACTORY TO THE INSURER

[(d) The policy must cover at least 15 registered members per volunteer fire,
rescue squad, or ambulance service organization at date of issue.

(e) The amounts of insurance under the policy must be based on a plan that
precludes individual choice by the members or by the volunteer fire, rescue squad, or
ambulance service organization.]

17-209.

(a) (1) Insurance under a policy of group life insurance issued in accordance
with §§ 17-201 through 17-205 of this subtitle may be extended to cover the spouse
and minor DEPENDENT children of each insured employee or member who elects to
obtain the coverage [if 75% of the insured employees or members or any class or
classes of employees or members make the election].

(2) The policy may provide that the term "minor children" includes:

(i) an insured employee's or member's child under 18 years of age;

and