Ch. 35

1997 LAWS OF MARYLAND

(B) IN GENERAL.

(1) NOTWITHSTANDING ANY LIMITING AGE STATED IN A POLICY OR
CONTRACT SUBJECT TO THIS SECTION, A CHILD OR GRANDCHILD SHALL CONTINUE
TO BE COVERED UNDER THE POLICY OR CONTRACT AS A DEPENDENT OF AN
EMPLOYEE, MEMBER, OR OTHER COVERED INDIVIDUAL IF THE CHILD OR
GRANDCHILD:

(I) IS UNMARRIED;

(II) IS CHIEFLY DEPENDENT FOR SUPPORT ON THE EMPLOYEE,
MEMBER, OR OTHER COVERED INDIVIDUAL; AND

(III) AT THE TIME OF REACHING THE LIMITING AGE, IS INCAPABLE
OF SELF-SUPPORT BECAUSE OF MENTAL OR PHYSICAL INCAPACITY THAT STARTED
BEFORE THE CHILD OR GRANDCHILD ATTAINED THE LIMITING AGE.

(2) A CHILD OR GRANDCHILD WHO IS COVERED UNDER THIS SECTION
SHALL CONTINUE TO BE COVERED WHILE REMAINING UNMARRIED, DEPENDENT,
AND MENTALLY OR PHYSICALLY INCAPACITATED UNTIL THE COVERAGE ON THE
EMPLOYEE, MEMBER, OR OTHER COVERED INDIVIDUAL ON WHOM THE CHILD OR
GRANDCHILD IS DEPENDENT TERMINATES.

(C) ELIGIBILITY OF GRANDCHILDREN FOR COVERAGE.

TO BE ELIGIBLE FOR COVERAGE UNDER THIS SECTION, A GRANDCHILD MUST
BE A DEPENDENT, AND IN THE COURT-ORDERED CUSTODY, OF THE EMPLOYEE,
MEMBER, OR OTHER COVERED INDIVIDUAL.

REVISOR'S NOTE: This section is new language derived without substantive
change from former Art. 48A, §§ 354A(a), 471(7), and 438(3)(ii) and the
second sentence of (i).

Throughout this section, references to a covered "individual" are substituted
for the former references to a covered "person" because only an individual
may have a child or grandchild as a dependent.

Defined terms: "Health insurance" § 1-101
"Policy" § 1-101

15-403. COVERAGE FOR GRANDCHILDREN.
(A) SCOPE OF SECTION.
THIS SECTION APPLIES TO:

(1) EACH INDIVIDUAL HEALTH INSURANCE POLICY THAT:

(I) PROVIDES COVERAGE ON AN EXPENSE-INCURRED BASIS; AND

(II) PROVIDES COVERAGE FOR A FAMILY MEMBER OF THE

INSURED;

(2) EACH GROUP HEALTH INSURANCE POLICY THAT:

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