WILLIAM DONALD SCHAEFER, Governor                        S.B. 321

bank. With ease, merchants can check the status of a credit card through the computer
system while retaining the customer's privacy.

Although current technology may not prevent each instance of credit card fraud, neither
will checking a customer's identification. The sophisticated criminal who manufactures a
counterfeit credit card can certainly manufacture false identification. I believe that
consumers' privacy interests outweighs the small percentage, if any, of credit card fraud
that Senate Bill 321 would prevent.

For these reasons, I have vetoed Senate Bill 321.

Sincerely,

William Donald Schaefer

Governor

Senate Bill No. 321

AN ACT concerning

Credit Cards - Checking Consumer Identification

FOR the purpose of authorizing a person to request that a credit card holder display a
form of identification under certain circumstances.

BY repealing and reenacting, with amendments,
Article - Commercial Law
Section 13-317

Annotated Code of Maryland
(1990 Replacement Volume and 1993 Supplement)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article - Commercial Law

13-317.

(a)     Except as provided in subsection (b) of this section, as a condition of
accepting a credit card or device as payment for consumer credit, goods, realty, or
services, a person may not [request or] record the address or telephone number of the
credit card holder on the credit card transaction form.

(b)     A person may record the address or telephone number of a credit card holder
if:

(1) The information is necessary for:

(i) The shipping, delivery, or installation of consumer goods; or

(ii) Special orders of consumer goods or services;

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