WILLIAM DONALD SCHAEFER, Governor
Ch. 323
CHAPTER 323
(House Bill 688)
AN ACT concerning
Motor Vehicle Liability Insurance - Maryland Automobile Insurance Fund - Uninsured
Motorist Coverage - Deductibles
FOR the purpose of altering the amount of the deductible for certain claims against the
Maryland Automobile Insurance Fund; requiring and against uninsured motorist
coverage offered by all motor vehicle liability insurers to offer uninsured motorist
coverage for property damage subject to a certain deductible; providing for the
application of this Act; and generally relating to deductibles in claims against the
Maryland Automobile Insurance Fund and under uninsured motorist coverage in
motor vehicle liability insurance policies.
BY repealing and reenacting, with amendments,
Article 48A - Insurance Code
Section 243H(a), 243-I(b)(1), and 541(c) and 243-I(b)(1)
Annotated Code of Maryland
(1991 Replacement Volume and 1992 Supplement)
BY repealing and reenacting, without amendments,
Article 48A - Insurance Code
Section 541(c)
Annotated Code of Maryland
(1991 Replacement Volume and 1992 Supplement)
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:
Article 48A - Insurance Code
243H.
(a) The following types of claims may be made against the Fund under this section
subject to the provisions of this subtitle, and to the extent that the claim is not covered by
a policy of motor vehicle liability insurance:
(1) Claims for the death of or personal injury to a qualified person or for
damage to property in excess of [$100] $250, arising out of the ownership, maintenance
or use of a motor vehicle in this State where the identity of the motor vehicle and of the
operator and owner thereof cannot be ascertained or it is established that the motor
vehicle, at the time the accident occurred, was in the possession of some person other
than the owner without the owner's consent and that the identity of the person cannot be
ascertained; provided that:
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