WILLIAM DONALD SCHAEFER, Governor Ch. 627

The following standards apply to the making and use of rates
pertaining to all classes of insurance to which this subtitle is
applicable:

(e) All rates shall be made in accordance with the
following special principles:

(1)  An insurer under an automobile liability
insurance policy may not classify or maintain an insured in a
classification entailing a higher premium because of a specific
claim for a period longer than 3 years, and an insurer may not
classify or maintain an insured in a classification entailing a
higher premium because of the insured's driving record for a
period longer than 3 years. However, the removal of a discount
is not a violation of this subsection.

Article - Transportation

12-111.

(a)  The Administration shall keep a record of each
application or other document filed with it and each certificate
or other official document that it issues.

(b)  (1) Except as otherwise provided by law, all records of
the Administration are public records and open to public
inspection during office hours.

(2)   [In] SUBJECT TO PARAGRAPH (4) OF THIS SUBSECTION,
IN his discretion, the Administrator may classify as confidential
and not open to public inspection any record or record entry:

(i) That is over 5 years old; or

(ii) That relates to any happening that
occurred over 5 years earlier.

(3)  Any record or record entry of any age shall be
open to inspection by authorized representatives of any federal,
State, or local governmental agency.

(4)  SUBJECT TO PARAGRAPH (3) OF THIS SUBSECTION, THE
ADMINISTRATOR MAY NOT OPEN TO PUBLIC INSPECTION ANY RECORD OR
RECORD ENTRY THAT IS:

(I)  ALL OR PART OF A LICENSED DRIVER'S PUBLIC
DRIVING RECORD; AND

(II)  OVER 3 YEARS OLD.

(c)  Except for records required by law to be kept in their
original or other specified form, the Administrator may order any

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