Ch. 602                                    LAWS OF MARYLAND

(3) THIS SUBSECTION DOES NOT APPLY TO:
(I) LIFE INSURANCE;
(II) HEALTH INSURANCE;

(III)  MOTOR VEHICLE LIABILITY INSURANCE ISSUED
TO ANY RESIDENT OF A HOUSEHOLD IN MARYLAND UNDER § 240AA OF THIS
ARTICLE; OR

(IV)  SURETY INSURANCE AS DEFINED IN § 69 OF
THIS ARTICLE;

(V) INSURANCE WRITTEN OR ISSUED BY THE MARYLAND
AUTOMOBILE INSURANCE FUND; OR

(VI) ANY INSURER THAT SATISFIES THE
COMMISSIONER THAT IT CANNOT REASONABLE COMPLY WITH THE NOTICE
REQUIREMENT IN CONNECTION WITH CERTAIN RISKS OR LINES OF
BUSINESS.

240AA.                                                                                                                                                                                       

(a)  Except in accordance with the provisions of this
article, no insurer other than the Maryland Automobile Insurance
Fund shall (i) cancel or fail to renew a policy of motor vehicle
liability insurance issued in this State, as to any, resident of
the household of the named insured, for any reason other than
nonpayment of premium, or (ii) increase a premium for any
coverage on any such policy unless the increase is part of a
general increase in premiums approved by the Commissioner and
does not result from a reclassification of the insured, or (iii)
reduce the coverage under any such policy unless the reduction is
part of a general reduction in coverage approved by the
Commissioner or to satisfy the requirements of §§ 539 through 541
of this article, inclusive.

(b)  An insurer intending to take an action subject to the
provisions of this section shall, on or before [forty-five]
69 days prior to the proposed effective date of the action, send
written notice of its intended action to the insured at his last
known address. A written notice of cancellation or nonrenewal
shall be sent by certified mail. All other notices of action
subject to the provisions of this section shall be sent by
certificate of mailing. The notice shall be in triplicate, and
shall state in clear and specific terms, on a form approved by
the Commissioner:

(i) The proposed action to be taken, including, if
the action is an increase in premium or reduction in coverage,
the amount of increase and the type of coverage to which it is
applicable, or the type of coverage reduced and the extent of the
reduction;

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