Marvin Mandel, Governor                        1009

permitted to charge an initial service charge of not over ten dollars
($10.00) which need not be refunded upon cancellation or repayment,
and no part of any charge, initial or otherwise, shall be paid to any
insurance agent, broker, or any employee of an insurance agent or
broker, or to any other person as an inducement to the financing of
any insurance policy with the premium finance company.

Sec. 2. And be it further enacted, That this Act shall take effect
July 1, 1970.

Approved April 28, 1970

CHAPTER 434
(House Bill 1252)

AN ACT to repeal and re-enact, with amendments, Section 8 of
Article 83 of the Annotated Code of Maryland (1969 Replace-
ment Volume), title "Sales and Notices," subtitle "Exemption
from Execution," to exempt certain disability insurance benefits
from execution* , AND TO PROVIDE THAT THE PROVISION
OF NEW SUBSECTION (B) MAY NOT BE WAIVED BY THE
INSURED.

Section 1. Be it enacted by the General Assembly of Maryland,
That Section 8 of Article 83 of the Annotated Code of Maryland
(1969 Replacement Volume), title "Sales and Notices," subtitle "Ex-
emption from Execution," be and it is hereby repealed and re-enacted,
with amendments, to read as follows:

8.

(a)    Five hundred dollars in property, whether the same consists
of money, land or goods, except that not more than one hundred
dollars thereof shall be in money for each defendant, as well as
all money payable in the nature of insurance, benefit or relief in
the contingency or event of sickness, accident, hurt or death of any
person, shall be exempt from execution or seizure in satisfaction of
debt or claim upon any judgment in any civil proceedings, except on
judgments for breach of promise to marry or for seduction.

(b)    No money or other benefit paid, provided, allowed, or agreed
to be paid by any company on account of the disability from injury
or sickness of any insured person shall be liable to execution, attach-
ment, garnishment, or other process, or to be seized, taken, appro-
priated or applied by any legal or equitable process or operation of
law, to pay any debt or liability of such insured person whether such
debt or liability was incurred before or after the commencement of
such disability, but the provisions of this section shall not apply to
any money income disability benefit in an action to recover for
necessaries contracted, for after the commencement of disability
covered by the disability clause or contract allowing such money
income benefit THE PROVISIONS OF THIS SUBSECTION ARE
NOT SUBJECT TO WAIVER BY THE INSURED.