SPIRO T. AGNEW, Governor                        457

UNDER CERTAIN CONDITIONS, an applicant for motor vehi-
cle liability insurance who is refused a policy may request a state-
ment of the reasons for such refusal, and providing that such
statement shall be privileged.

Section 1. Be it enacted by the General Assembly of Maryland,
That new Section 240C be and it is hereby added to Article 48A of the
Annotated Code of Maryland (1964 Replacement Volume), title
"Insurance Code," subtitle "15. Unfair Trade Practices," to follow
immediately after Section 240B thereof, and to read as follows:

240C.

If an applicant for a policy of ORDINARY motor vehicle liability
insurance is refused such a policy, by an authorized insurer or its
agent, and SUCH INSURER OR AGENT OFFERS OR SEEKS TO
INSURE SUCH APPLICANT UNDER THE MARYLAND AUTO-
MOBILE INSURANCE PLAN FOR ASSIGNED RISKS OR IF
SUCH APPLICANT EVENTUALLY DOES BECOME INSURED
UNDER SUCH ASSIGNED RISK PLAN, AND the applicant, within
thirty (30) days of the date on which the refusal is given, makes
a request to the insurer or its agent in writing for a statement of
the reason or reasons why the ORDINARY policy was not issued,
the insurer shall give the actual reason or reasons relied upon by it
for refusing to issue said policy and shall file a copy of the statement
of the reason or reasons with the Insurance Commissioner. The
explanation shall be privileged and shall not constitute grounds for
any action against the insurer or representatives or any firm, person,
or corporation who or which in good faith furnishes to the insurer
the information upon which the reasons are based.

Sec. 2. And be it further enacted, That this Act shall take effect
July 1, 1968.

Approved April 10, 1968.

CHAPTER 390
(House Bill 1235)

AN ACT to repeal and re-enact, with amendments, Section 17 of
the Code of Public Local Laws of Carroll County (1965 Edition,
being Article 7 of the Code of Public Local Laws of Maryland),
title "Carroll County," subtitle "County Commissioners" to in-
crease the borrowing power of the County Commissioners of Car-
roll County.

Section 1. Be it enacted by the General Assembly of Maryland,
That Section 17 of the Code of Public Local Laws of Carroll County
(1965 Edition, being Article 7 of the Code of Public Local Laws of
Maryland), title "Carroll County," subtitle "County Commission-
ers," be and it is hereby repealed and re-enacted, with amendments,
to read as follows: