1212                            LAWS OF MARYLAND                      [CH. 553

thereof which shall be deemed the policyholder, covering members,
officials and supervisors.

(6)   Under a policy or contract issued in the name of any volun-
teer fire department, first aid, or other such volunteer group, or
agency having jurisdiction thereof, which shall be deemed the
policyholder, covering all of the members of such fire department or
group.

(7)   Under a policy or contract issued to cover any other risk or
class of risks which, in the discretion of the Commissioner may be
properly eligible for blanket health insurance. The discretion of the
Commissioner may be exercised on an individual risk basis or class
of risks, or both.

475. Required Provisions.

Any insurer authorized to write health insurance in this State
shall have the power to issue blanket health insurance. No such
blanket policy may be issued or delivered in this State unless a copy
of the form thereof shall have been filed in accordance with section
375. Every such blanket policy shall contain provisions which in the
opinion of the Commissioner are at least as favorable to the policy-
holder and the individual insured as the following:

(1)   A provision that the policy and the application shall con-
stitute the entire contract between the parties, and that all statements
made by the policyholder shall, in absence of fraud, be deemed repre-
sentations and not warranties, and that no such statements shall be
used in defense to a claim under the policy, unless it is contained in
a written application.

(2)   A provision that written notice of sickness or of injury must
be given to the insurer within twenty (20) days after the date when
such sickness or injury occurred. Failure to give notice within such
time shall not invalidate nor reduce any claim if it shall be shown
not to have been reasonably possible to give such notice and that
notice was given as soon as was reasonably possible.

(3)   A provision that the insurer will furnish to the policyholder
such forms as are usually furnished by it for filing proof of loss. If
such forms are not furnished before the expiration of fifteen (15)
days after the giving of such notice, the claimant shall be deemed to
have complied with the requirements of the policy as to proof of loss
upon submitting within the time fixed in the policy for filing proof of
loss, written proof covering the occurrence, character and extent of
the loss for which claim is made.

(4)   A provision thai in the case of claim for loss of time for
disability, written proof of such loss must be furnished to the insurer
within thirty (30) days after the commencement of the period for
which the insurer is liable, and that subsequent written proofs of
the continuance of such disability must be furnished to the insurer
at such intervals as the insurer may reasonably require, and that in
the case of claim for any other loss, written proof of such loss must
be furnished to the insurer within ninety (90) days after the date
of such loss. Failure to furnish such proof within such time shall not
invalidate nor reduce any claim if it shall be shown not to have been
reasonably possible to furnish such proof and that such proof was
furnished as soon as was reasonably possible.