J. MILLARD TAWES, Governor                       1085

213.    Unfair Methods, Deceptive Acts Prohibited.

No person shall engage in this State in any trade practice which
is defined in this subtitle as, or determined pursuant to this subtitle
to be, an unfair method of competition or an unfair or deceptive act
or practice in the business of insurance.

214.    Unfair Methods of Competition and Unfair or Deceptive Acts
or Practices Defined.

The following are hereby defined as unfair methods of competition
and unfair and deceptive acts or practices in the business of insur-
ance, viz: The commission of any one or more of the acts prohibited
by sections 217 to 234, inclusive.

215.    Cease and Desist Orders for Prohibited Practices.

(a)   If, after a hearing thereon of which notice of such hearing
and of the charges against him were given such person, the Commis-
sioner finds that any person in this State has engaged or is engaging
in any act or practice defined in or prohibited under this subtitle,
the Commissioner shall order such person to cease and desist from
such acts or practices.

(b)   Such cease and desist order shall become final upon expiration
of the time allowed for appeals from the Commissioner's orders, if
no such appeal is taken, or, in event of such an appeal, upon final de-
cision of the Court if the Court affirms the Commissioner's order or
dismisses the appeal. An intervenor in such hearing shall have the
right to appeal as provided in section 216.

(c)   In event of such an appeal, to the extent that the Commis-
sioner's order is affirmed the Court shall issue its own order com-
manding obedience to the terms of the Commissioner's order.

(d)   No order of the Commissioner pursuant to this section or
order of Court to enforce it shall in any way relieve or absolve any
person affected by such order from any other liability, penalty, or for-
feiture under law.

(e)   Violation of any such desist order shall be deemed to be and
shall be punishable as a violation of this article.

(f)   This section shall not be deemed to affect or prevent the im-
position of any penalty provided by this article or by other law for
violation of any other provision of this subtitle, whether or not any
such hearing is called or held or such desist order issued.

216.    Procedures as to Undefined Practices.

(a) If the Commissioner believes that any person engaged in the
insurance business is engaging in this State in any method of com-
petition or in any act or practice in the conduct of such business
which is not defined in this subtitle, but that such method of com-
petition is unfair or that such act or practice is unfair or deceptive
and that a proceeding by him in respect thereto would be in the
public interest, he shall, after a hearing of which notice of the hear-
ing and of the charges against him are given such person, make a
written report of his findings of fact relative to such charges and
serve a copy thereof upon such person and any intervenor at the hear-
ing.