1392 LAWS OF MARYLAND. [CH. 926

6. (Appeal by Minority. ) Any member of or subscriber to,
a rating organization may appeal to the Commissioner from the
decision of such rating organization in approving or rejecting
any proposed change in or addition to the filings of such rating
organization and the Commissioner shall, after a hearing held
on not less than ten days' written notice to the appellant and
to such rating organization, issue an order approving the deci-
sion of such rating organization or directing it to give further
consideration to such proposal.

If such appeal is based upon the failure of the rating organi-
zation to make a filing on behalf of such member or subscriber
which is based on a system of expense provisions which differs,
in accordance with the right granted in Sub-division (2) of
Sub-section 2, from the system of expense provisions included
in a filing made by the rating organization, the Commissioner
shall, if he grants the appeal, order the rating organization
to make the requested filing for use by the appellant. In de-
ciding such appeal the Commissioner shall apply the standards
set forth in Sub-section 2.

7. (Information to be Furnished Insured. Hearings and
Appeals of Insured. )

Every rating organization and every insurer which makes its
own rates shall, within a reasonable time after receiving
written request therefor and upon payment of such reasonable
charge as it may make, furnish to any person affected by a rate
made by it, or to the authorized representative of such person,
all pertinent information as to such rate.

Every rating organization and every insurer which makes its
own rates shall provide within this State reasonable means
whereby any person aggrieved by the application of its rating
system may be heard, in person or by his authorized representa-
tive, on his written request to review the manner in which such
rating system has been applied in connection with the insur-
ance afforded him. Any party affected by the action of such
rating organization or such insurer on such request may, with-
in ten days, after written notice of such action, appeal to the
Commissioner.

8. (Kate Administration. )

(a) (Recording and Reporting of Loss Experience. ) The
Commissioner shall, after consultation or offer of consultation
with all insurers and rating organizations affected thereby, pro-
mulgate reasonable rules and statistical plans, which may be
modified from time to time and which shall, be used thereafter

by each insurer in the recording and reporting of its loss ex-
perience, in order that the total loss experience of all insurers
may be made available at least biennially in such form and de-
tail as may be necessary to aid him in determining whether