JOHN WALTER SMITH, ESQ., GOVERNOR.

789

meeting by not less than two-thirds of the members who shall
be present shall be binding on the president and directors and
members of the company.

CHAP. 542.

SEC. 10. And be it further enacted, That the board of direc-
tors shall have power to regulate the time and duration of all
its policies and the rates of insurance, to provide for the pay-
ment of losses and expenses incurred by said company, and
the president and secretary shall sign all policies of insurance
issued by the company, and in the absence of the president
the vice president shall perform the duties of president.

Authority to
regulate the
time of
policies, etc.

SEC. 11. And be it further enacted, That the liability of
this company under its policies of insurance shall be limited to
such sum not greater than the face of the policy as the animal
so insured was worth in cash immediately before the illness or
accident which resulted in its death, and the liability of said
company shall extend to all deaths of animals insured by it
resulting from disease, illness or other natural causes, and also
to deaths resulting from accidents, including lightning, but
this company shall not be liable for death of animals insured
by it resulting from fire, nor for the death of any animal
caused by cruelty, neglect, starvation or overwork, nor for the
killing of any animal by, or by order of any veterinary sur-
geon or humane society, or by the command of any civil
authority, nor for any loss occasioned, directly or indirectly,
by any invasion or insurrection, riot or civil commotion or
military or usurped authority.

Liability of
company
limited.

SEC. 12. And be it further enacted, That every member
of this company who shall sustain loss by death of any animal
insured thereby shall give notice thereof to the secretary of
the company at his office within thirty days from the date of
said loss, and the directors of the company shall cause appraisers
to determine the loss actually sustained and all facts relating
to the cause of the animal's death, and shall report the same
to the directors within ten days thereafter ; and in cases of dis-
agreement between the directors of the company and persons
claiming loss under policies of the company, upon application
of the party insured in writing, the question in dispute shall be
submitted to the judgment of three disinterested persons, one
to be chosen by the directors of the company, one by the
person insured who claims to have sustained loss, and the
third to be chosen by the two referees thus chosen, and the
report of the three persons thus chosen, or of any two of
them, shall be conclusive as to all parties in interest; and no
officer of the company or any near relative of the party claim-
ing such loss shall be eligible as such referees, and the inquiry
and finding of said referees shall be restricted to the actual

Notice to be
given
of death of
animal
insured.